Greedy
The desire to accumulate and hoard wealth drives you, and you cannot bear to part from it once acquired.
Effect
A portion of the individuals WBL (between 15% at level 1 and 5% at level 20) must be maintained in gems, coins, or some other 'treasure' type items, which are squirreled away into their hoard, private gallery, etc., or otherwise largely removed from gameplay. A greedy individual would rather starve or freeze to death than part with so much as a single copper of their precious hoard, even temporarily, though they might exchange a treasure for one of greater value. If used to pay for their resurrection, the greedy individual will be none too grateful, and will devote his resources to restoring his collection to its previous splendor.
Special This flaw and the Vow of Poverty are mutually exclusive.
Table: Expected value of the hoard.
| Level | Total WBL | Hoard size |
| 2 | 1000 | 150 |
| 3 | 3000 | 450 |
| 4 | 6000 | 780 |
| 5 | 1500 | 1365 |
| 6 | 16000 | 2080 |
| 7 | 23500 | 3055 |
| 8 | 33000 | 3630 |
| 9 | 46000 | 5060 |
| 10 | 62000 | 6820 |
| 11 | 82000 | 9020 |
| 12 | 108000 | 9720 |
| 13 | 140000 | 12600 |
| 14 | 185000 | 16650 |
| 15 | 240000 | 21600 |
| 16 | 315000 | 22050 |
| 17 | 410000 | 28700 |
| 18 | 530000 | 37100 |
| 19 | 685000 | 41100 |
| 20 | 880000 | 44000 |
